Find your perfect neighborhood
See ALL the homes that qualify!
Get an INSTANT home valuation
Check on the local real estate market
We help people buy, sell, and invest in real estate.
We also help landlords with tenant placement services. We help you by placing qualified tenants into your property. You can then choose to have it property managed professionally, or manage it yourself. Call us for details and a Free consultation at 480-788-4118.
Attention Landlords: Low Flat Fees. No UPFRONT Fees. No Marketing Fees. No Cancellation Fees. Pay AFTER Tenant Placement. We provide full tenant screening, showings, contract services and much more. Contact us today for details and a Free consultation and a Free rental analysis.
Attention Homebuyers: There is NO COST to you to be professionally represented by us for the purchase of your home. Contact us today for details and a Free consultation.
Attention Homesellers: We have various commission/marketing packages and flat rate plans for every type of home seller who is interested in selling their home. We understand every home seller has different needs and will help you determine which plan best suits you. Contact us today for details and a Free consultation.
Do you need to sell your house in Phoenix? Quickly Sell Your House in Any Condition. Easy. No obligation. Cancel anytime. Sell your house in days or pick your move out day. We also buy houses in CASH. Request a free home price quote today.
Website: www.cenphxliving.com
Email: info@buyandrentaz.com
We also provide real estate consulting services (assist with contracts, negotiations, wholesaling, assignments, options, lease purchases, carrybacks, investing, etc)
We also help landlords with tenant placement, full service.
Search here: Valley Homes for Sale
Click here to Subscribe to our Youtube channel
Click here for Awni's FREE real estate guide book
Specialties:
Buyer's agent
Listing agent
Tenant Placement for Landlords
Landlord Services
Real Estate Investing
Leasing Agent
Relocation
Consulting
Before getting a mortgage or any kind of loan, you should always check your credit. According to the law, you're allowed to receive one free copy of your credit report per year. You can do this by visiting Annualcreditreport.com. Scores range from approximately 300 to 850; generally, the higher your score, the better loan you'll qualify for. Don't forget to check your report for errors. If there are any, dispute them. It may help your credit score. You can also check your credit score for free at www.creditkarma.com.
You can calculate how much you can afford by starting online. There are several online mortgage calculators that will help you calculate an affordable monthly mortgage payment. Don't forget to factor in money you'll need for a down payment, closing costs, fees (such as fees for an attorney, appraisal, inspection, etc.) and the costs of remodeling or furniture. Remember that you don't always have to put down 20 percent as your parents once did. There are loans available with little to no down payment. An experienced home loan expert can help you understand all your loan options, closing costs and other fees.
To find the right mortgage lender it’s best to shop around. Get recommendations from your friends and family and check with the Better Business Bureau. Talk to at least three or four mortgage lenders. Ask lots of questions and make sure they have answers that satisfy you. Make sure to find someone that you are comfortable with and who makes you feel at ease.
Once you have the right mortgage lender, make sure you at least get a pre-approval. Qualifications are only a guess based on what you tell the lender and are no guarantee, whereas a pre-approval will give you a better idea of how big a loan you qualify for. The lender will actually pull your credit and get more information about you. However, you could even take it one step further by getting an actual approval before you start home shopping. That way, when you're ready to make an offer, it will make the sale go much quicker. Besides, your offer will look more appealing than other buyers since your financing is guaranteed.
Make a list of the things you'll need to have in the house. Ask yourself how many bedrooms and bathrooms you'll need and get an idea of how much space you desire. How big do you want the kitchen to be? Do you need lots of closets and cabinet space? Do you need a big yard for your kids and/or pets to play in?
Once you've made a list of your must-have's, don't forget to think about the kind of neighborhood you want, types of schools in the area, the length of your commute to and from work, and the convenience of local shopping. Take into account your safety concerns as well as how good the rate of home appreciation is in the area.
Now that you've found the home you want, you have to make an offer. Most sellers price their homes a bit high, expecting that there will be some haggling involved. A decent place to start is about five percent below the asking price. You can also get a list from your real estate agent to find out how much comparable have sold for. Once you've made your offer, don't think it's final. The seller may make a counter-offer to which you can also counter-offer. But you don't want to go back and forth too much. Somewhere, you have to meet in the middle. Once you've agreed on a price, you'll make an earnest, which is money that goes in escrow to give the seller a sign of good faith.
There are many different types of mortgage programs out there, but as a first-time home buyer, you should be aware of the three basics: adjustable rate, fixed rate and interest-only.
Adjustable rate mortgages (ARMs) are short-term mortgages that offer an interest rate that is fixed for a short period of time, usually between one to seven years. After that, the interest rate can adjust every year up or down, depending on the market. These are good for people who don't plan on living in their home very long and/or are looking for a lower interest rate and payment.
Fixed-rate mortgages are more traditional and offer a fixed interest rate (and thus a fixed monthly payment) for a longer period of time, usually 15 or 30 years, though they're available in 20 or 25 year terms. These are good for people who like a predictable payment and plan on living in their home for a long time.
Both fixed and adjustable rate mortgages can have an interest-only payment. What this means is that for a certain amount of time during the loan term, you're allowed to pay only enough to cover the interest portion of your payment. You can still pay principal when you wish, but don't have to if your budget is tight. There is a myth that with interest-only mortgages, you don't build equity. This is not necessarily true, since you can build equity through home appreciation. The benefit to interest-only mortgages is that you increase your cash flow by not paying principal.
Remember to ask your mortgage lender or mortgage banker lots of questions about which mortgage is right for you and your situation.
Make sure you get a home inspection before you close. It will be well-worth the money spent since it ensures the property's structural soundness and good condition.
Setting the closing date that is convenient to both parties may be tricky, but can certainly be done. Remember that you may have to wait until your rental agreement runs out and the seller may have to wait until they close on their new house.
Be sure you talk to your mortgage banker to understand all the costs that will be involved with the closing so there are no surprises. Closing costs will likely include (but are not limited to) your down payment, title fees, appraisal fees, attorney fees, inspection fees, and points you may have bought to buy down your interest rate.
You've got your mortgage, closed the deal and now it's time to move in! Whether you use a mover or not is up to you, depending on your financial situation and how much stuff you have to move; perhaps also, whether you have a lot of friends willing to help you move. Either way, you're done with the home buying process! Just start unpacking and start enjoying your first home! Buying a home for the first time doesn't have to be a hassle if you're prepared and you know what to do and when to do it. Choose an experienced home loan lender and a friendly, knowledgeable real estate agent-they are the key to helping you have a smooth home buying experience!
Welcome to this charming home located in the Springfield golf community in Chandler. This active adult community offers the perfect blend of serenity and excitement with ...
FREE Lot Rent for the first 2 months ! Community is 55+. Beautiful home located in sought after Gated Community. This home features, newer appliances, laminate floors, f...
Located in a highly sought after area of Gilbert, just around the corner from the community pool and perfectly appointed on a north/south facing lot, this 3 bedroom plus ...
Fantastic opportunity to add your own style and updates to this great starter home. Located minutes away from Phoenix Sky Harbor Airport, Downtown Phoenix and freeways. H...
Warm and spacious North Phoenix home that boasts over 3,200 Sq Ft of clean, upgraded living space. Ready for viewing on 3/28/2023! The first floor includes the master bed...
Welcome to Desert Park, a brand-new move in ready estate with views of Camelback and Mummy Mountain, just north of the Paradise Valley Country Club. Designed by Candelari...
Welcome Home! This beautifully remodeled condo is a gem! End unit sits on a green space offering privacy in the backyard. Extended large private back patio, with a sto...
La Vida Es Bella means ''Life is beautiful'' and it most certainly is from the vantage point of this gorgeous Spanish Territorial gem! Mountain preserve views from the f...
PRICED TO SELL! This updated adorable home sits on a quiet interior lot walking/biking distance to Starbucks, local restaurants and bars and features parks and walking pa...
Great VIEWS and lots of OPEN SPACE! Welcome to this early 70's era patio home. The interior with lots of custom finishes including wood flooring has two steps down into t...
This is the home you have been waiting for! Featuring the popular Monument Floorplan by Pulte Homes which is one of the largest floorplans in the area. This home has it a...
Beautiful lock and leave home that backs to a greenbelt for ultimate privacy and offers incredible sunset views. From the moment you enter, you will experience the splen...
Nicely maintained 2 bedroom / 2 bath manufactured home in the popular 55+ community of Sun Lakes - Phase 1. This is a great home for seasonal usage or year round living....
If you like convenience, close to all that Rio Verde has to offer, consider this home. Steps to the Country Club driving range, restaurant, pub, pool/spa, new fitness ce...
Owners should receive an award for this beauty. Immaculate home located in prime quiet chandler neighborhood.Entering home you will notice stunning real hard wood floor...
More information and photos to come
Spacious 3 bed/ 2.5 bath home with 2 car garage. Walk in to vaulted ceilings with open concept view of living room from the eating area. All 3 bedrooms upstairs. Backyar...
Welcome to this highly upgraded DC Ranch Parks home. One of the largest floor plans with chef's kitchen boasting new quartz counters, custom cabinetry, SS appliances, ea...
Beautiful 4BD/2.5BA 2,331 SF home in Gilbert! Split floor plan & upgraded kitchen w/ granite countertops, large pantry & staggered cabinets.Entertain in the spacious fami...
Welcome Home! Situated in a quiet friendly neighborhood sits this spectacular 2-story home with 4 bedrooms 2.5 Bath and lots of space. Open floor plan for the kitchen, di...
Coming Soon! No showings until tenant moves out.
Amazing Craftsman Bungalow with detached Guest house and sparkling pool on a huge lot in Willo Historic District! A vaulted wraparound porch welcomes you to J & M Tharpe ...
Introducing an awe-inspiring masterpiece of contemporary architecture in the heart of Scottsdale. This brand new home has been meticulously designed to offer the ultimate...
STOP SCROLLING THIS IS THE ONE! Perfect quiet neighborhood .Private entrance with open floor plan with all the upgrades.Tile throughout. Kitchen has lots of space with gr...
MUST SEE! 3 bedroom 2 bath home in beautiful neighborhood by park with no HOA! Updated pebble tech diving pool, hot tub, new tile in kitchen, new carpet in living room...
Home is in the Arizona Sonoran Desert with 40 ACRES and a Unique Beam & Bale Constructed Custom Home!! The home does not come with any of the appliances except the washer...
Location, Location, Location. This 3 bedroom/2 bath home located in the 55+ gated community of Villa de Jardines has a North/South exposure, gorgeous mountain views and ...
This gorgeous custom home has been beautifully renovated with exquisite finishes in a gated community on a spacious lot. It features 5 bedrooms, 4 bathrooms, a 3-car gara...
New listing in the wonderful active city of Glendale! This gorgeous 4 Bedroom 2 bath home was fully remodeled with custom modern updates throughout! Soaring vaulted ceili...
Wonderful condo in the Boardwalk Villages of Chandler, GROUND floor, single level - no climbing stairs! Remodeled Kitchen cabinets, new countertop and sink, newer stove ...
In the city near major highways. Corner lot, RV Gate open floor plan, 1 story home. Upgraded flooring, restrooms, kitchen and backyard all you have to do is move in. Re...
Amazing cul-de-sac lot, w/ Pool and 3 car garage. Open concept 2 story huge windows. Upgraded restrooms, flooring, kitchen is modern and upgraded.
Beautifull Home!! This is a unique home. There are no others homes in this Neighborhood like this. This is a must see home. You will fall in love with this home.
Beautiful, Bright and Super Clean Ground Level Unit in Gated Villa Fortuna. Fresh Paint throughout with Stainless Steel appliances. Great Room with Ceiling Fan, Tile Dini...
A home made for entertaining family and friends year round, inside and outside. Large covered patios front and back provide ample opportunities for relaxation or friendly...
Nestled in the exclusive gated Rosewood community at DC Ranch, this stunning 3 bed/2 bath home also features a spacious den/office, tall ceilings & freshly painted interi...
Up to 4% of total purchase price towards closing costs incentive offer. Additional eligibility and limited time restrictions apply. MLS#6536695 May Completion! Located ...
GREAT DEAL on 2.5 acres in a BEAUTIFUL area! 1 acre zoning. Professionally surveyed with markings on all property corners. No Flood Zone! Super private area with excel...
This lot checks all the boxes! Starting with views of the mountain skylines and an excellent location. Shared well? YES!Electric on property? YES!Irrigation rights? YES!C...
Resort style condo living at its best. This one bedroom unit offer many upgrades. The floor plan is spacious with 10 ft ceiling. For you kitchen lovers this unit has is t...
You won't believe what this home has to offer. This beautiful one story home boasts 4 bedrooms and 3 full bathrooms and a bonus flex space room that can be used as an of...
Gorgeous & spacious in all the right places PLUS sparkling blue pool AND 3-car garage w/extended driveway! Fabulous interior boasts a large formal living room, neutral p...
Welcome to your new home located in the prime location right on the 14th green in the highly desired community of Apache Wells superior 55+ community. This amazing fully...
You've found the one...bring your furry family member along to this rare find in the PET SECTION of the wonderful Golden Vista resort. Located right on the wall with ope...
Up to 4% of total purchase price towards closing costs incentive offer. Additional eligibility and limited time restrictions apply. MLS#6536681 May Completion! The 451...
Great Starter home or investment property. 3 bedrooms 2 bath home. Plenty of room in the back and front. NO HOA. Currently rented at $1800 per month until August 2023
This is a beautiful 3 Bedroom 2 bath Ranch Style Horse property home. The main home offers lots of rustic touches likefireplace in family room and modern lighting in form...
Don't miss out on this charming 2bed, 1 bath single story home, located in Avondale! This home is move in ready.
Step into this beautiful, modern remodel, complete with detailed fine lines, impressive accents and complimentary fixtures, all with NO HOA! Main level in-law suite is ea...
Corner Lot with a North Backyard Nice Location nobody behind you with mountain views! AMAZING FINISHES AND UPGRADES ON THIS HOME! BUILDER RUNNING HUGE SPECIALS/DEALS!! HO...
All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2023 Arizona Regional Multiple Listing Service, Inc. All rights reserved.
Looking for the perfect home in the perfect place? Chances are you'll want to check here first.
Freshest Data Available
Active Listings Only
Customizable Search Options
New Listing Alerts
Instant Home Value Assessments